Term Life, Whole Life, Final Expense Insurance, & More
Life insurance is the most important policy you will ever own. It is also one of the most difficult policies to understand. When it comes to selecting the right life insurance plan, it is vital to ask a professional. The Lucas Cole Agency has over 14 years of experience in the industry and has a life insurance specialist on hand ready to consult for complex cases.
There are several options in life insurance that can fit your needs. It creates an immediate estate for people looking to take care of loved ones. It can help make a traumatic event less burdensome to those left behind.
Small businesses use life insurance in business continuation and succession planning. If a key employee, owner, or partner dies, life insurance helps ensure that the company will continue.
Term Life Insurance
Term Life Insurance provides insurance over the life of an insured for a specific amount per month for a specific amount of time. When the amount of time is up, unless it is converted to whole life insurance, the policy ends.
Final Expense Insurance
Final Expense provides coverage for just that, final expenses. It helps ease the burdens of loved ones when the insured has passed, paying for burial costs and other things.
Whole Life Insurance
Whole Life Insurance provides insurance over the life of an insured for as long as the premium is paid. It is more expensive than Term insurance because there is no specific amount of time tied to the policy.
Our Clients Love Us
“Lucas is quick to respond when we need to reach out to him, and several times has gone above and beyond to help us. We are very happy with the service he provides! We had actually considered leaving Farmers and then they changed our agent to Lucas Cole. Now, our questions are answered quickly, changes are prompt and appropriate, and some of our coverage has changed to better levels (while some went up, others even went down). Lucas seems to really care that Farmers provides what we need, he doesn’t just try to sell to us.”