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Home Related Personal Insurance

Single Family Home, Condominiums, Townhomes, Renters Insurance, & More

Homeowners Insurance

The home you live in may be the biggest investment you will make.  Let us help you make sure it is protected today!  With the recent real estate surge in the Pacific Northwest, the value of your home and the price to rebuild that home has most likely increased!

Get a policy that is adjusted to reflect the unique characteristics of your home.  We know that you put your heart into your home, it is where your family comes together.  We will make sure that when something goes wrong; you and your family can get back to daily life as quickly as possible.

We also have connections throughout the restoration industry in Oregon and Washington that can help you on the road to recovery.

Landlords Insurance

Property is an investment and that investment requires protection.  We will find you the best coverage your dollar can buy.

Renters Insurance

Most of the time this coverage is required by your landlord.  Did you know that it will also provide you with coverage in case you need to relocate due to a covered loss?  It may even save you money on your car insurance!

Condominiums Insurance

Weather it’s walls in, studs in, or something else we will make sure we have you covered.

Townhouse Insurance

You share a wall – Do you share a policy; do you know what coverage you need?  Begin a conversation that makes sure you are properly protected.  From trees to rooves all the way to shear walls we know about townhomes and can get you covered today!

Earthquake Insurance

Here in the Pacific Northwest this coverage has become more difficult and more expensive to find.  We have the experience and access to markets that can provide the coverage you want.

Flood Insurance

With heavy rains in this part of the country, bodies of water may cause more trouble than you think.  If you live in a flood zone or are thinking of buying a home in an existing flood zone we can help!

Our Clients Love Us

“My experience with Lucas has been excellent. He and the folks on his staff have always followed up and followed through taking the time to make sure I have all of the information that I need to make good decisions and looking out for my interests. Often times, going above and beyond compared to my experience with other agents/companies. Would highly recommend.”

Get in touch today!

Ask Any Question or Start a Free Quote

Auto Related Personal Insurance

Auto, Classic Cars, Boats, Motorcycles, RVs Insurance, & More

Auto Insurance

The states of Oregon and Washington require drivers to carry automobile insurance.  The coverage you carry is up to you.  The only “requirement” the government places upon the public is a mandatory minimum.

Your auto policy should be customized to fit your unique needs and requirement.  One thing most people do not consider when shopping for auto insurance is the need for the policy to protect your assets.  When you get into an auto accident your assets are what are in jeopardy, especially if the accident is your fault!

Visit us today and we can help you determine the auto coverage that meets your needs.   From Personal Injury Protection, Collision, Comprehensive, Uninsured Motorist, Liability coverage and more there are a lot of things to consider.  This is where we come in.  Call us today or provide your information online and we will help!

Boat Insurance

Coverage for your boat is like coverage with your auto.  One thing you need to make sure is that your boat policy will protect your assets when the need arrives.  Combining that, with the fact that each boat is almost as unique as the individual boat owner, we will make sure you are protected.  From depth finders, to motors, and trolling motors we are here to help.

Motorcycle Insurance and more

Weather you are cruising the miracle mile or handling a hog we can help make sure you and your motorcycle are covered.  Extra equipment and roadside assistance are also available.

Classic Car Insurance and more

Much more than you daily driver, we understand that Classic Car Insurance is often protecting a member of the family.  Many of these vehicles hold a special place in the owner’s heart and with Hagerty Classic Car Insurance we can make sure that you have the coverage you need.

From expert claims adjusters, guaranteed value, road side, and spare parts coverage Hagerty has you protected.  Combining the Lucas Cole Insurance Agency and Hagerty provides the best of both worlds in Class Car Insurance.

If you are already a Hagerty customer, you know they are more than classic cars.  They also handle boats motorcycles and military vehicles just to name a couple of other areas we can help you with.

Call or check in with us online and we can help you get started!


Motorhomes and RVs Insurance

Get a policy tailored to your needs and use of your vehicle.  Make sure you are protected and that your vacation and travel plans don’t get sidetracked.

Snowmobile Insurance

Just like off road vehicles, these seasonal vehicles require coverage to protect you while you are out riding.  Contact us today.

Off Road Vehicles Insurance

You like to have fund with ATV’s, dirt bikes, and dune buggies.  We can help find the right coverage for you.

Our Clients Love Us

“I met with Lucas and found him to be extremely knowledgeable, very honest, and helpful in navigating the world of insurance. It feels like it’s getting more difficult to find someone as experienced as Lucas to work with. I definitely trust Lucas to the point I would refer friends and family to him.”

Get in touch today!

Ask Any Question or Start a Free Quote

Other Personal Insurance

Pets, Vacant Homes, Builders Risk, Umbrella Insurance, & More

Umbrella Insurance

Liability is something everyone should consider when purchasing an insurance policy.  An umbrella policy provides excess liability coverage over the underlying policy to make sure you are protected.

Vacant Homes Insurance

For people flipping homes, helping family members, or selling after they have moved out of the home – we can help.  Our product provides convenient monthly payment plans.

Pet Insurance

Pets are like a member of the family.  They incur medical bills just like we do.  With pet insurance some of these expenses can be mitigated.

House Flips Insurance

Buying, rehabbing, and selling homes can be a stressful business.  We take the stress out of the insurance coverage.  You pay for the insurance you use and can cancel anytime without penalty.  

Builders Risk Insurance

Having a house built from the ground up is an exciting adventure.  When you go to financing this may be the first time you hear the phrase Builders Risk.  Liability and theft are often two of the main concerns on a home construction site.  

Our Clients Love Us

“The team at Lucas Cole Insurance are knowledgeable and so helpful, and it doesn’t stop at insurance. They truly care about their clients and their community. If you need or have insurance, check with them to make sure you have the best price and the right coverage.”

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